• No application fee, closing costs, annual fee or early payoff penalty
• No down payment, no minimum purchases
• Immediate credit upon approval
• Quick decisions - Apply today and get a decision in minutes
• Affordable monthly payments
• Flexible payment terms
• Special financing terms available
• Will not exhaust the credit limit of other cards
• Easy access to funds

Don't Get Heated Worrying About Financing
Finance your new heating and air conditioning unit! Leave your existing lines of credit open for other uses. Don't worry about compromising your lifestyle or budget! With this financing, interest is calculated on your average daily balance, so the lower your balance, the lower your interest expense! Since new heating and air conditioning equipment is more energy efficient, you may see considerable savings on your heating and cooling bill, which will help offset your monthly payment. Go ahead - buy it today!

Financing
Your credit line may be greater than your initial purchase. Therefore, you can use your remaining credit towards the purchase of items such as:

• Thermostats
• Electronic Air Cleaners
• Humidifiers
• Zoning Systems
• Energy Recovery Ventilators

Low and Affordable Monthly Payments
The minimum monthly payment is only $20 or 2% of the amount financed, whichever is greater. This method allows you to make lower payments than with some bankcards, which can require a 5% minimum payment.

* Receipt of maximum credit line is subject to income and credit worthiness standards.